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True Rate Insurance Blog: insurance

View the latest blog posts from True Rate Insurance.

Friday, September 28, 2012

California Proposition 33, Automobile Insurance Persistency Discounts (2012)

When it comes to pricing insurance, it's best to match risk and reward, and the only way to match risk with reward is by using information about past behavior. Insurance markets fail when that information is not forthcoming. Or when it is deliberately withheld, as it currently is in California, thanks to Proposition 103, passed in 1988. READ MORE >>

Monday, September 10, 2012

Los Angeles Car Insurance

What is Automobile Insurance?Automobile insurance is simply a contract that helps pay for certain types of financial losses or obligations resulting from the use or ownership of an automobile. To obtain this contract (insurance policy), you pay a specified amount of money called a premium. READ MORE >>

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